4464 NEPTUNE DRIVE | Hernando Beach

$690,000 | 3 Beds | 3 Baths (3 Full) | 1,697 Sq. Ft.

ARE YOU ELIGIBLE FOR A VA LOAN? REACH OUT TO THE LISTING AGENT FOR INFORMATION ON ASSUMING THE OWNERS VA LOAN AT A LOW INTEREST RATE AND VERY LITTLE DOWN! Discover coastal living at its finest in this elevated waterfront home offering direct Gulf access, a private floating dock, and an open permit for a future boat lift with pilings already in place. This thoughtfully designed 3-bedroom, 3-bath home features a desirable split floor plan on the main (second) level, plus an additional bathroom and fully equipped bonus suite on the ground level. Step inside the bright and airy main level, where tall ceilings, fresh paint, and new vinyl flooring set the stage for modern waterfront living. The open-concept kitchen, dining, and living area flows seamlessly to a covered rear deck overlooking the water — perfect for entertaining or relaxing with a view. The kitchen boasts stainless steel appliances, a gas cooktop, quartz countertops, eat-in island, pantry, and of course, breathtaking water views. The spacious primary suite features a recently updated bathroom with dual vanities, a walk-in shower, and a luxurious garden tub. Laundry hookups are conveniently located on both levels. The far end of the home has two bedrooms that share a bathroom. Downstairs, enjoy the versatility of a bonus room with a full bath, laundry area, and its own entrance. The garage side of the first level features a 12-ft tall door with parking for up to 4 vehicles in the tandem bays that are also deep enough to park a boat trailer. The ground level is finished with weather-resistant PVC and block walls for durability and peace of mind. Outside, the oversized fenced yard has ample room to build the pool of your dreams and the side yard has plenty of space to park your RV or boat. Plus, the floating dock and pre-installed pilings make boating a breeze—skip the wait with an already open, transferable permit for your future lift. Additional updated include a new AC in 2017 and new roof in 2022. With all of the wind mitigation upgrades on this property the home owners insurance is only $2474 and transferable flood insurance is $2141. Seller has estimates for a new pool in the backyard at $55k and can be installed within 4 months. Hernando Beach is a vibrant waterfront community that offers the best of coastal living—boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond. StellarMLS TB8391203

Directions to property: Head North on Shoal Line Blvd, Slight left onto Calienta St, Turn left onto Flamingo Blvd, Turn right onto Neptune Dr. Property will be on the right.

MLS Listing ID: 
StellarMLS TB8391203
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Hernando Beach
Address: 
4464 NEPTUNE DRIVE, Hernando Beach, FL 34607, US
County: 
Hernando
Community Information
Subdivision: 
GULF COAST RET
Building Details
Details about the building on a property.
Year Built: 
2000
New Construction: 
0
Living Area: 
1,697
Basement: 
Partial
Interior: 
Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Window Treatments
Construction
Construction Materials: 
Vinyl Siding, Wood Frame
Foundation Details: 
Stilt/On Piling
Roof: 
Shingle
Exterior Features: 
Balcony, French Doors, Lighting, Sliding Doors
Porch: 
Rear Porch
Room Details
Details about the rooms in the building.
Total Rooms: 
3
Total Bedrooms: 
3
Total Bathrooms: 
3
Total Full-Bathrooms: 
3
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.14
Lot Size (Area): 
6,000
View: 
Water
Waterfront: 
1
Water Body Category: 
Canal
Water Body Name: 
GULF
Lot Features
Fence: 
Chain Link
Public Record
Parcel Number: 
R1222316201002600030
Annual Tax: 
$465.66
Property Zoning: 
R1B
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
5/30/2025
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Sarah Hill
Listing Office Name: 
JT REALTY & ASSOCIATES