3294 GARDENIA DRIVE | Hernando Beach

$425,000 | 4 Beds | 2 Baths (2 Full) | 1,552 Sq. Ft.

PRICE IMPROVEMENT TO 425,000… TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don’t come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida’s hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for. StellarMLS W7886396

Directions to property: Shoal Line Blvd to Hermosa to Left on Gardenia to home on Left Hand Side.

MLS Listing ID: 
StellarMLS W7886396
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Hernando Beach
Address: 
3294 GARDENIA DRIVE, Hernando Beach, FL 34607, US
County: 
Hernando
Community Information
Elementary: 
Westside Elementary-HN
Middle: 
Fox Chapel Middle School
High: 
Weeki Wachee High School
Subdivision: 
HERNANDO BEACH
Building Details
Details about the building on a property.
Year Built: 
1981
New Construction: 
0
Living Area: 
1,552
Interior: 
Open Floorplan, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
Construction
Construction Materials: 
Wood Frame
Foundation Details: 
Stilt/On Piling
Roof: 
Shingle
Porch: 
Deck, Rear Porch, Wrap Around
Room Details
Details about the rooms in the building.
Total Rooms: 
8
Total Bedrooms: 
4
Total Bathrooms: 
2
Total Full-Bathrooms: 
2
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central, Electric
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.17
Lot Size (Area): 
7,300
View: 
Water
Waterfront: 
1
Water Body Category: 
Canal
Water Body Name: 
GULF
Lot Features
Parking Type: 
Oversized
Fence: 
Chain Link
Public Record
Parcel Number: 
R1322316235011200100
Annual Tax: 
$5,071.00
Property Zoning: 
R1B
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
6/4/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Sharie Oakland
Listing Office Name: 
RE/MAX ALLIANCE GROUP