3198 INDIAN GULF LANE | Hernando Beach

$1,199,000 | 2 Beds | 3 Baths (3 Full) | 1,344 Sq. Ft.

Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage. The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings. The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space. Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout. Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market. StellarMLS W7888807

Directions to property: From U.S. Highway 19 (Commercial Way), travel west on Spring Hill Drive (CR-574 W). Continue as Spring Hill Drive becomes Osowaw Boulevard (CR-595 W). Turn left to remain on Osowaw Boulevard, then turn right onto Indian Bay Road. Bear slightly left onto Indian Gulf Lane and continue to 3198 Indian Gulf Lane.

MLS Listing ID: 
StellarMLS W7888807
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Hernando Beach
Address: 
3198 INDIAN GULF LANE, Hernando Beach, FL 34607, US
County: 
Hernando
Community Information
Subdivision: 
INDIAN BAY COUNTRY HOMES UNREC
Building Details
Details about the building on a property.
Year Built: 
1984
New Construction: 
0
Living Area: 
1,344
Interior: 
Crown Molding, Open Floorplan, Stone Counters, Window Treatments
Construction
Construction Materials: 
Stucco, Wood Frame
Foundation Details: 
Slab, Stilt/On Piling
Roof: 
Metal
Exterior Features: 
Balcony, Sliding Doors, Storage
Room Details
Details about the rooms in the building.
Total Rooms: 
6
Total Bedrooms: 
2
Total Bathrooms: 
3
Total Full-Bathrooms: 
3
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central, Electric
Cooling System: 
Central Air, Wall/Window Unit(s)
Water Source: 
Public
Sewer: 
Septic Tank
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.36
Lot Size (Area): 
15,632
Lot Size (Dimensions): 
120 x 131
View: 
Water
Waterfront: 
1
Water Body Category: 
Ocean
Water Body Name: 
GULF OF AMERICA
Lot Features
Parking Type: 
Boat, Driveway, Under Building
Public Record
Parcel Number: 
R2522316261500100140
Annual Tax: 
$17,674.00
Property Zoning: 
R1A
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
8/25/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Anthony Kanaris PLLC
Listing Office Name: 
BRIDGE POINT BUSINESS REAL EST