306 HARBOR DRIVE | Indian Rocks Beach

$3,900,000 | 5 Beds | 4 Baths (4 Full) | 4,571 Sq. Ft.

Welcome to 306 Harbor Drive in Indian Rocks Beach—a custom-built waterfront pool home on the Intracoastal Waterway offering over 4,500 sq ft, 5 bedrooms, 4 baths, a private dock with a 25,000 lb boat lift, and direct Gulf access. From the moment you enter, wide-open water views take over, visible from nearly every main living space. Built by its original builder-owner, this home was designed for true coastal living, boating, and entertaining. The oversized primary suite (27x37) features a fireplace, private waterfront balcony, and a spa-style bath with soaking tub, dual vanities, and walk-in shower. The main living area flows into a chef’s kitchen with custom wood cabinetry, granite countertops, large island, walk-in pantry, and butler’s pantry connecting to a coffered-ceiling formal dining room. A flexible bedroom with water views works perfectly as a home office or guest suite. The lower level offers a bonus/social room opening to the pool deck, plus a full bath for seamless indoor-outdoor living. Enjoy a saltwater pool, heated spa, and expansive waterfront space designed for sunset nights and entertaining. Additional features include a private elevator to all levels, rooftop terrace with panoramic Intracoastal views, 5-car garage with optional climate-controlled gym, smart home features, high ceilings, and no HOA. This home performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are allowed, creating strong income potential, and current flood insurance is under $1,800 per year. Located just a short walk to the beach, Brown Park, tennis courts, restaurants, and local favorites, this is a rare opportunity to own a luxury waterfront home with deep water access in one of Pinellas County’s most desirable coastal communities. StellarMLS TB8467679

Directions to property: From US 19, head West on East Bay Drive. Take Left at Gulf Blvd, Left on 27th Ave N, Left on Bay Blvd, Right on Harbor Dr, 2nd House on Left

MLS Listing ID: 
StellarMLS TB8467679
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Indian Rocks Beach
Address: 
306 HARBOR DRIVE, Indian Rocks Beach, FL 33785, US
County: 
Pinellas
Community Information
Subdivision: 
INDIAN BEACH RE-REVISED 5TH ADD
Building Details
Details about the building on a property.
Year Built: 
2004
New Construction: 
0
Living Area: 
4,571
Interior: 
Cathedral Ceiling(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, Skylight(s), Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Construction
Construction Materials: 
Block, Stucco, Wood Frame
Foundation Details: 
Slab
Roof: 
Tile
Exterior Features: 
Balcony, Hurricane Shutters, Irrigation System, Rain Gutters, Sliding Doors
Porch: 
Covered, Deck, Rear Porch
Room Details
Details about the rooms in the building.
Total Rooms: 
11
Total Bedrooms: 
5
Total Bathrooms: 
4
Total Full-Bathrooms: 
4
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central, Electric
Cooling System: 
Central Air, Mini-Split Unit(s)
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.21
Lot Size (Area): 
9,013
Lot Size (Dimensions): 
75 x 120
View: 
Water
Waterfront: 
1
Water Body Category: 
Other
Water Body Name: 
INTRACOASTAL AND GULF
Lot Features
Pool: 
Chlorine Free, Gunite, Heated, In Ground, Salt Water
Public Record
Parcel Number: 
063015421200000030
Annual Tax: 
$24,526.47
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
1/22/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Kelly Ackley
Listing Office Name: 
KELLER WILLIAMS REALTY PORTFOLIO COLLECTION