306 HARBOR DRIVE | Indian Rocks Beach

$3,690,000 | 5 Beds | 4 Baths (4 Full) | 4,571 Sq. Ft.

Virtually Staged. **A FRESH NEW LOOK. AN EXCEPTIONAL WATERFRONT LIFESTYLE. NOW OFFERED AT $3,690,000.** Discover the stunning transformation of 306 Harbor Drive, a custom-built luxury waterfront estate in Indian Rocks Beach, Florida, now beautifully refreshed with a newly painted interior featuring a sophisticated palette of soft whites and warm creams. Light, bright, and move-in ready, this remarkable residence offers a fresh coastal aesthetic while preserving the craftsmanship, generous living spaces, and extraordinary boating amenities that make it truly special. Situated directly on the deep-water Intracoastal Waterway with direct Gulf access, this 4,571-square-foot home features 5 bedrooms, 4 bathrooms, a private dock with a 25,000 lb boat lift, jet ski lifts, a saltwater pool, heated spa, private elevator, rooftop terrace, and breathtaking panoramic water views. Designed and originally built by its builder-owner, the residence was thoughtfully created to maximize waterfront living, entertaining, and the beauty of its surroundings. Expansive living and dining areas are filled with natural light, while the newly refreshed interiors provide a beautiful, neutral backdrop for any decorating style. The chef's kitchen features custom wood cabinetry, granite countertops, a spacious island, walk-in pantry, and butler's pantry, opening to inviting gathering spaces overlooking the water. The extraordinary 27-by-37-foot primary suite offers a private waterfront balcony, fireplace, generous closets, and spa-inspired bathroom, creating a peaceful retreat above the Intracoastal. Multiple levels of indoor and outdoor living provide room to entertain, relax, and embrace the Florida coastal lifestyle. The lower-level entertainment space opens to a private waterfront oasis complete with a saltwater pool, heated spa, expansive patio, and dock. The home's desirable eastern rear exposure welcomes beautiful morning sunshine while providing welcome afternoon shade during Florida's warmer months. Above it all, the rooftop terrace delivers sweeping Intracoastal views and an unforgettable setting for waterfront sunsets. Additional highlights include a 5-car garage, an optional climate-controlled fitness space, smart home technology, high ceilings, and NO HOA. **BOATERS WILL APPRECIATE THE DEEP WATER, DIRECT GULF ACCESS, AND 25,000 LB BOAT LIFT**, offering the freedom to enjoy fishing, cruising, and spontaneous days on the water just steps from home. An assumable flood insurance policy of approximately $1,800 annually adds another valuable advantage, subject to carrier approval. **SHORT-TERM RENTALS ARE PERMITTED**, presenting an exciting opportunity for buyers seeking a luxury primary residence, second home, or income-producing vacation rental in one of Tampa Bay's most desirable beach communities, subject to applicable licensing and regulations. Just a short walk from the sugar-sand beaches of the Gulf of Mexico, local restaurants, Brown Park, and neighborhood recreation, this exceptional property combines the charm of Indian Rocks Beach with convenient access to Clearwater Beach, Downtown St. Petersburg, and Tampa International Airport. Wake up to dolphins playing in the Intracoastal, spend your afternoons exploring the Gulf, and end your evenings surrounded by shimmering water views. *NEW LOOK. SAME EXTRAORDINARY WATERFRONT LOCATION.* Schedule your private showing today and experience the transformation firsthand. Full video walkthrough available upon request. StellarMLS TB8467679

Directions to property: From US 19, head West on East Bay Drive. Take Left at Gulf Blvd, Left on 27th Ave N, Left on Bay Blvd, Right on Harbor Dr, 2nd House on Left

MLS Listing ID: 
StellarMLS TB8467679
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Indian Rocks Beach
Address: 
306 HARBOR DRIVE, Indian Rocks Beach, FL 33785, US
County: 
Pinellas
Community Information
Subdivision: 
INDIAN BEACH RE-REVISED 5TH ADD
Building Details
Details about the building on a property.
Year Built: 
2004
New Construction: 
0
Living Area: 
4,571
Interior: 
Cathedral Ceiling(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, Skylight(s), Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Construction
Construction Materials: 
Block, Stucco, Wood Frame
Foundation Details: 
Slab
Roof: 
Tile
Exterior Features: 
Balcony, Hurricane Shutters, Irrigation System, Rain Gutters, Sliding Doors
Porch: 
Covered, Deck, Rear Porch
Room Details
Details about the rooms in the building.
Total Rooms: 
11
Total Bedrooms: 
5
Total Bathrooms: 
4
Total Full-Bathrooms: 
4
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central, Electric
Cooling System: 
Central Air, Mini-Split Unit(s)
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.21
Lot Size (Area): 
9,013
Lot Size (Dimensions): 
75 x 120
View: 
Water
Waterfront: 
1
Water Body Category: 
Other
Water Body Name: 
INTRACOASTAL AND GULF
Lot Features
Pool: 
Chlorine Free, Gunite, Heated, In Ground, Salt Water
Public Record
Parcel Number: 
063015421200000030
Annual Tax: 
$24,526.47
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
1/22/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Kelly Ackley
Listing Office Name: 
KELLER WILLIAMS REALTY PORTFOLIO COLLECTION