306 HARBOR DRIVE | Indian Rocks Beach

$3,800,000 | 5 Beds | 4 Baths (4 Full) | 4,571 Sq. Ft.

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough. StellarMLS TB8467679

Directions to property: From US 19, head West on East Bay Drive. Take Left at Gulf Blvd, Left on 27th Ave N, Left on Bay Blvd, Right on Harbor Dr, 2nd House on Left

MLS Listing ID: 
StellarMLS TB8467679
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Indian Rocks Beach
Address: 
306 HARBOR DRIVE, Indian Rocks Beach, FL 33785, US
County: 
Pinellas
Community Information
Subdivision: 
INDIAN BEACH RE-REVISED 5TH ADD
Building Details
Details about the building on a property.
Year Built: 
2004
New Construction: 
0
Living Area: 
4,571
Interior: 
Cathedral Ceiling(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, Skylight(s), Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Construction
Construction Materials: 
Block, Stucco, Wood Frame
Foundation Details: 
Slab
Roof: 
Tile
Exterior Features: 
Balcony, Hurricane Shutters, Irrigation System, Rain Gutters, Sliding Doors
Porch: 
Covered, Deck, Rear Porch
Room Details
Details about the rooms in the building.
Total Rooms: 
11
Total Bedrooms: 
5
Total Bathrooms: 
4
Total Full-Bathrooms: 
4
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central, Electric
Cooling System: 
Central Air, Mini-Split Unit(s)
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.21
Lot Size (Area): 
9,013
Lot Size (Dimensions): 
75 x 120
View: 
Water
Waterfront: 
1
Water Body Category: 
Other
Water Body Name: 
INTRACOASTAL AND GULF
Lot Features
Pool: 
Chlorine Free, Gunite, Heated, In Ground, Salt Water
Public Record
Parcel Number: 
063015421200000030
Annual Tax: 
$24,526.47
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
1/22/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Kelly Ackley
Listing Office Name: 
KELLER WILLIAMS REALTY PORTFOLIO COLLECTION