412 20TH AVENUE | Indian Rocks Beach

$998,000 | 2 Beds | 1 Baths (1 Full) | 1,092 Sq. Ft.

Incredible opportunity under $1mm. Charming waterfront Indian Rocks Beach (IRB) Cottage priced to sell! Nestled at the southern apex of coveted Dolphin Bay on the Intracoastal and just three blocks from the open Gulf. With 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area’s most beloved coastal communities. The updated home features two bedrooms, one full bathroom with plenty of room to add on. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar that opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the open water Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coast’s most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach! StellarMLS TB8483647

Directions to property: From Gulf Blvd. Turn East onto 20th ave. Go three blocks past Bay Blvd. Home is on left before split.

MLS Listing ID: 
StellarMLS TB8483647
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Indian Rocks Beach
Address: 
412 20TH AVENUE, Indian Rocks Beach, FL 33785, US
County: 
Pinellas
Community Information
Elementary: 
Anona Elementary-PN
Middle: 
Seminole Middle-PN
High: 
Largo High-PN
Subdivision: 
INDIAN BEACH RE-REVISED 7TH ADD
Building Details
Details about the building on a property.
Year Built: 
1952
New Construction: 
0
Living Area: 
1,092
Construction
Construction Materials: 
Block, Stucco
Foundation Details: 
Slab
Roof: 
Shingle
Exterior Features: 
Other
Room Details
Details about the rooms in the building.
Total Rooms: 
6
Total Bedrooms: 
2
Total Bathrooms: 
1
Total Full-Bathrooms: 
1
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.15
Lot Size (Area): 
6,482
View: 
Water
Waterfront: 
1
Water Body Category: 
Other
Water Body Name: 
INTRACOASTAL
Lot Features
Parking Type: 
Driveway
Public Record
Parcel Number: 
063015421560000080
Annual Tax: 
$2,893.00
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
3/9/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Stewart DeVore
Listing Office Name: 
MAVREALTY