20978 MONZA LOOP | Land O Lakes

$435,000 | 4 Beds | 3 Baths (2 Full, 1 Half) | 2,386 Sq. Ft.

Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods. StellarMLS TB8500994

Directions to property: From FL-54 head North on Land O Lakes Blvd, Left on Wisteria Loop, Right on Matero Way, Left on Monza Loop

MLS Listing ID: 
StellarMLS TB8500994
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Land O Lakes
Address: 
20978 MONZA LOOP, Land O Lakes, FL 34638, US
County: 
Pasco
Community Information
Elementary: 
Connerton Elem
Middle: 
Pine View Middle-PO
High: 
Land O' Lakes High-PO
Subdivision: 
ARDEN PRESERVE
Association Fee: 
$90
Building Details
Details about the building on a property.
Year Built: 
2022
New Construction: 
0
Living Area: 
2,386
Interior: 
Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Thermostat, Window Treatments
Construction
Construction Materials: 
Block, Stucco, Wood Frame
Foundation Details: 
Slab
Roof: 
Shingle
Exterior Features: 
Sidewalk, Sliding Doors
Porch: 
Front Porch, Patio, Rear Porch
Room Details
Details about the rooms in the building.
Total Rooms: 
11
Total Bedrooms: 
4
Total Bathrooms: 
3
Total Full-Bathrooms: 
2
Total Half-Bathrooms: 
1
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.16
Lot Size (Area): 
6,906
View: 
Trees/Woods
Waterfront: 
0
Water Body Category: 
Lake
Lot Features
Fence: 
Fenced, Vinyl
Public Record
Parcel Number: 
1826020080004000110
Annual Tax: 
$6,271.00
Property Zoning: 
MPUD
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
4/25/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Michael Cinquemano, Jr.
Listing Office Name: 
MIHARA & ASSOCIATES INC.