1240 HARBOR LAKE DR | Largo

$695,000 | 3 Beds | 2 Baths (2 Full) | 1,675 Sq. Ft.

Appraisal completed 5/14 and priced under the appraised value. Welcome to 1240 Harbor Lake Drive — an exceptional 3-bedroom, 2-bathroom waterfront home located on a quiet cul-de-sac and situated on an oversized, private .40-acre double lot with 114 feet of seawall along beautiful McKay Creek. This canal-front home offers direct access to the Intracoastal Waterway and Gulf of Mexico, making it perfect for boating, kayaking, paddleboarding, and fishing. The serene setting is a true nature lover’s paradise, with regular sightings of manatees, otters, a wide variety of birds, and other local wildlife right in your backyard. Boasting 1,975 total square feet, including a bright 300 sq ft enclosed Florida Room, this residence also features an oversized 2 car garage (520 sq ft) and a circular driveway that easily accommodates six or more vehicles. The home has been extensively updated and is move-in ready with brand-new ceramic tile flooring throughout, fresh interior paint, new baseboards, all new interior and closet doors with updated hardware, and all recently new light fixtures, ceiling fans, and blinds. The fully renovated kitchen includes new shaker-style cabinets with modern hardware, new countertops, a large farm-style sink with new faucet and garbage disposal, and brand-new Whirlpool stainless steel appliances including refrigerator, dishwasher, and range. The bathrooms have been updated with new granite-top vanities, tile floors, and modern fixtures. Additional upgrades include a new Rheem 12-year “smart” water heater, new Maytag washer and dryer, a newly built outdoor deck perfect for entertaining, refreshed landscaping, and recently serviced sliding glass doors and garage door with new rollers. This home is light, bright, and impeccably maintained, offering a peaceful retreat with multiple outdoor seating areas, mature trees, and a brand-new dock for enjoying waterfront living. Located just 10 minutes from world-famous beaches, top golf and tennis clubs, shopping, dining, and convenient access to both Tampa and St. Pete/Clearwater airports. Roof replaced in 2014, A/C 2019, Seawall 2003. This one-of-a-kind property is a rare opportunity to own a piece of Florida paradise. StellarMLS TB8386864

Directions to property: West Bay to Indian Rocks Road, South to Harbor Lake Drive. Turn East (left) on Harbor Lake Dr to end of cul-de-sac. OR Park Blvd to Oakhurst. North on Oakhurst which becomes Indian Rocks Road. Continue north across Ulmerton to Harbor Lake Dr. Turn right.

MLS Listing ID: 
StellarMLS TB8386864
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Largo
Address: 
1240 HARBOR LAKE DR, Largo, FL 33770, US
County: 
Pinellas
Community Information
Elementary: 
Ridgecrest Elementary-PN
Middle: 
Largo Middle-PN
High: 
Largo High-PN
Subdivision: 
HARBOR LAKE ESTATES 1ST ADD
Building Details
Details about the building on a property.
Architectural Style: 
Traditional
Year Built: 
1970
New Construction: 
0
Living Area: 
1,675
Interior: 
Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Thermostat
Construction
Construction Materials: 
Block, Stucco
Foundation Details: 
Slab
Roof: 
Shingle
Exterior Features: 
Irrigation System, Rain Gutters, Sliding Doors
Porch: 
Deck, Enclosed, Patio
Room Details
Details about the rooms in the building.
Total Rooms: 
4
Total Bedrooms: 
3
Total Bathrooms: 
2
Total Full-Bathrooms: 
2
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central, Electric
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.4
Lot Size (Area): 
17,520
View: 
Water
Waterfront: 
1
Water Body Category: 
Creek
Water Body Name: 
MCKAY CREEK
Lot Features
Fence: 
Fenced, Vinyl, Wire
Public Record
Parcel Number: 
053015361980000240
Annual Tax: 
$7,467.00
Property Zoning: 
SINGLE FAMILY HOME
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
5/16/2025
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
James Ponton II LLC
Listing Office Name: 
JOSEPH SULLIVAN REAL ESTATE