3966 HIGH BLUFF DRIVE | Largo

$699,000 | 4 Beds | 3 Baths (3 Full) | 1,746 Sq. Ft.

Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic. The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical. Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo’s most sought-after neighborhoods. StellarMLS TB8466262

Directions to property: From 130th Ave N/Wilcox Rd Turn right onto 128th St/Pine St Turn left onto Dryer Ave Turn right onto Indian Rocks Rd Turn left onto High Bluff Dr

MLS Listing ID: 
StellarMLS TB8466262
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Largo
Address: 
3966 HIGH BLUFF DRIVE, Largo, FL 33770, US
County: 
Pinellas
Community Information
Subdivision: 
HARBOR HILLS
Association Fee: 
$100
Building Details
Details about the building on a property.
Architectural Style: 
Ranch
Year Built: 
1959
New Construction: 
0
Living Area: 
1,746
Construction
Construction Materials: 
Block, Stucco
Foundation Details: 
Slab
Roof: 
Shingle
Porch: 
Patio, Porch
Room Details
Details about the rooms in the building.
Total Rooms: 
3
Total Bedrooms: 
4
Total Bathrooms: 
3
Total Full-Bathrooms: 
3
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.19
Lot Size (Area): 
8,455
Lot Size (Dimensions): 
90 x 100
View: 
Pool
Waterfront: 
0
Lot Features
Parking Type: 
Driveway, Garage Door Opener
Pool: 
In Ground, Salt Water
Public Record
Parcel Number: 
053015359820020010
Annual Tax: 
$2,574.63
Property Zoning: 
R-3
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
1/19/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Clay Glover, Jr
Listing Office Name: 
RE/MAX ACTION FIRST OF FLORIDA