12816 HARBORWOOD DRIVE | Largo

$2,450,000 | 4 Beds | 5 Baths (4 Full, 1 Half) | 4,234 Sq. Ft.

Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America. Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony. Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings. Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15’ x 30’ pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal. Kensington Oaks is one of the area’s desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida’s finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach. This is more than a home—it’s a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle. StellarMLS TB8533580

Directions to property: INDIAN ROCKS RD S TO W ON KENSINGTON OAKS PL TO N ON HARBORWOOD DR

MLS Listing ID: 
StellarMLS TB8533580
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Largo
Address: 
12816 HARBORWOOD DRIVE, Largo, FL 33774, US
County: 
Pinellas
Community Information
Subdivision: 
KENSINGTON OAKS
Association Fee: 
$850
Building Details
Details about the building on a property.
Architectural Style: 
Cape Cod
Year Built: 
1987
New Construction: 
0
Living Area: 
4,234
Interior: 
Cathedral Ceiling(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
Construction
Construction Materials: 
Block, Brick
Foundation Details: 
Slab
Roof: 
Shingle
Exterior Features: 
Irrigation System, Outdoor Grill, Sidewalk
Porch: 
Covered, Rear Porch, Screened
Room Details
Details about the rooms in the building.
Total Rooms: 
15
Total Bedrooms: 
4
Total Bathrooms: 
5
Total Full-Bathrooms: 
4
Total Half-Bathrooms: 
1
Utilities
Information about utilities available on the property.
Heating System: 
Central, Electric
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
1.31
Lot Size (Area): 
1.31
View: 
Trees/Woods, Water
Waterfront: 
1
Water Body Category: 
Other
Water Body Name: 
GULF OF AMERICA INTRACOASTAL
Lot Features
Parking Type: 
Garage Door Opener, Oversized
Pool: 
Auto Cleaner, Gunite, In Ground, Lighting, Outside Bath Access, Pool Sweep
Fence: 
Chain Link
Public Record
Parcel Number: 
073015462800000010
Annual Tax: 
$29,841.00
Property Zoning: 
RES
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
7/30/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Mike Sanders
Listing Co-Agent Name: 
Jessyca Sanders
Listing Office Name: 
HOMES BY SANDERS REALTY
Listing Co-Office Name: 
HOMES BY SANDERS REALTY