18200 CYPRESS COVE LANE | Lutz

$690,000 | 4 Beds | 3 Baths (3 Full) | 2,307 Sq. Ft.

An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience. StellarMLS TB8528738

Directions to property: From US-41/N Nebraska Avenue, head east on Sunset Lane. Turn right onto Cypress Cove Road, then continue onto Cypress Cove Lane. The property is at the end of the cul-de-sac at 18200 Cypress Cove Lane, Lutz, FL 33549.

MLS Listing ID: 
StellarMLS TB8528738
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Lutz
Address: 
18200 CYPRESS COVE LANE, Lutz, FL 33549, US
County: 
Hillsborough
Community Information
Elementary: 
Lutz-HB
Middle: 
Liberty-HB
High: 
Freedom-HB
Subdivision: 
CYPRESS COVE
Building Details
Details about the building on a property.
Year Built: 
1974
New Construction: 
0
Living Area: 
2,307
Interior: 
Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s)
Construction
Construction Materials: 
Stucco, Wood Frame, Block
Foundation Details: 
Slab
Roof: 
Membrane, Shingle
Exterior Features: 
Lighting, Outdoor Grill, Outdoor Shower, Rain Gutters, Sliding Doors
Porch: 
Deck, Front Porch
Room Details
Details about the rooms in the building.
Total Rooms: 
3
Total Bedrooms: 
4
Total Bathrooms: 
3
Total Full-Bathrooms: 
3
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Septic Tank
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.33
Lot Size (Area): 
14,507
View: 
Water
Waterfront: 
1
Water Body Category: 
Lake
Water Body Name: 
LAKE STEMPER
Lot Features
Pool: 
Heated, In Ground, Salt Water
Public Record
Parcel Number: 
U132718ZZZ00000054530.0
Annual Tax: 
$10,155.00
Property Zoning: 
RSC-4
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
7/13/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Dillon Cook
Listing Office Name: 
WRIGHT DAVIS REAL ESTATE