3140 N CANAL DRIVE | Palm Harbor

$750,000 | 3 Beds | 4 Baths (3 Full, 1 Half) | 2,059 Sq. Ft.

No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers. StellarMLS TB8441633

Directions to property: US 19N, turn left and stay on Lake Tarpon Dr, turn left on N Canal.

MLS Listing ID: 
StellarMLS TB8441633
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Palm Harbor
Address: 
3140 N CANAL DRIVE, Palm Harbor, FL 34684, US
County: 
Pinellas
Community Information
Elementary: 
Highland Lakes Elementary-PN
Middle: 
Carwise Middle-PN
High: 
Palm Harbor Univ High-PN
Subdivision: 
LAKE TARPON ESTATES
Building Details
Details about the building on a property.
Year Built: 
1983
New Construction: 
0
Living Area: 
2,059
Interior: 
Cathedral Ceiling(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters
Construction
Construction Materials: 
Vinyl Siding, Wood Frame
Foundation Details: 
Slab
Roof: 
Shingle
Exterior Features: 
Awning(s), Balcony, French Doors, Irrigation System
Room Details
Details about the rooms in the building.
Total Rooms: 
3
Total Bedrooms: 
3
Total Bathrooms: 
4
Total Full-Bathrooms: 
3
Total Half-Bathrooms: 
1
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Canal/Lake For Irrigation
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.15
Lot Size (Area): 
6,586
View: 
Water
Waterfront: 
1
Water Body Category: 
Canal
Water Body Name: 
LAKE TARPON
Lot Features
Parking Type: 
Bath In Garage, Boat, Covered, Garage Door Opener, Ground Level
Fence: 
Vinyl, Wood
Public Record
Parcel Number: 
322716487800000440
Annual Tax: 
$170.00
Property Zoning: 
R-3
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
10/30/2025
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Morgan Ellis
Listing Co-Agent Name: 
Craig Inglis
Listing Office Name: 
A BETTER LIFE REALTY
Listing Co-Office Name: 
A BETTER LIFE REALTY