2827 OAK TREE LANE | Palm Harbor

$540,000 | 3 Beds | 2 Baths (2 Full) | 1,580 Sq. Ft.

One or more photo(s) has been virtually staged. Some homes just feel like home the moment you walk in—and this one wraps you in that feeling from the very first step. Nestled beneath shady oaks in Rustic Oaks, one of Palm Harbor’s most cherished neighborhoods, this lovingly updated 3-bedroom, 2-bathroom pool home offers warmth, character, and a lifestyle worth slowing down for. With no HOA and zoning for top-rated schools, it’s a rare find where charm and convenience meet. Every detail in this home has been thoughtfully chosen—from the rich hand-scraped oak luxury laminate plank floors to the elegant crown molding and 5¼" baseboards that give each room a polished, timeless feel. The split floor plan offers both comfort and privacy, perfect for everyday living or hosting friends and family. The gourmet kitchen is as functional as it is beautiful, with custom made cabinetry, stainless steel GE appliances, pull-out drawers, a lazy Susan, and a breakfast bar that adds a touch of convenience and elegance. The kitchen flows into light-filled living and dining areas where panoramic French doors lead to your screened-in pool and covered patio—a backyard made for birthdays, BBQs, and quiet mornings with coffee in hand. The primary suite is a true retreat with French doors that open to the pool, a customized walk-in closet, and a spa-like ensuite bathroom featuring floor-to-ceiling travertine, quartz countertops, and a peaceful, modern, and elevated design. Additional highlights include a new HVAC (2020), newly updated bathrooms, a two-car garage, a versatile mudroom/pantry space, and a storage shed for all your extras. The fully fenced backyard adds just the right touch of privacy and freedom—perfect for get togethers, pets, or that garden you’ve been dreaming of. And the location? It’s everything. You’re just minutes from award-winning Gulf beaches, vibrant local dining, family-friendly parks, and the beloved Pinellas Trail—where joggers, bikers, and weekend wanderers connect with the beauty of this coastal community. This is more than a house—it’s a place where your best memories haven’t even happened yet. Welcome home! StellarMLS W7877002

Directions to property: Headed South on US 19, Turn left onto Nebraska Ave. Then, turn left onto Trailhead Drive, right onto Rustic Oaks Drive, Left onto Oak Tree Lane. 2827 Oak Tree Lane will be on your left.

MLS Listing ID: 
StellarMLS W7877002
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Palm Harbor
Address: 
2827 OAK TREE LANE, Palm Harbor, FL 34684, US
County: 
Pinellas
Community Information
Elementary: 
Highland Lakes Elementary-PN
Middle: 
Carwise Middle-PN
High: 
Palm Harbor Univ High-PN
Subdivision: 
RUSTIC OAKS
Building Details
Details about the building on a property.
Year Built: 
1979
New Construction: 
0
Living Area: 
1,580
Interior: 
Crown Molding, Eating Space In Kitchen, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Construction
Construction Materials: 
Block, Concrete, Stucco
Foundation Details: 
Slab
Roof: 
Shingle
Exterior Features: 
French Doors, Irrigation System, Sidewalk
Porch: 
Covered, Front Porch, Patio, Porch, Rear Porch, Screened
Room Details
Details about the rooms in the building.
Total Rooms: 
9
Total Bedrooms: 
3
Total Bathrooms: 
2
Total Full-Bathrooms: 
2
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.22
Lot Size (Area): 
9,601
Lot Size (Dimensions): 
75 x 130
Waterfront: 
0
Lot Features
Parking Type: 
Driveway, Garage Faces Side
Pool: 
In Ground, Screen Enclosure
Fence: 
Wood
Public Record
Parcel Number: 
062816776400000060
Annual Tax: 
$3,458.06
Property Zoning: 
R-2
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
7/3/2025
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Nicole Del Forno
Listing Office Name: 
SANDPEAK REALTY