440 OLIVE CONCH STREET | Ruskin

$435,000 | 5 Beds | 3 Baths (3 Full) | 2,522 Sq. Ft.

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH) StellarMLS TB8511817

Directions to property: From I-75, take Exit 240A for FL-674 W/College Ave toward Ruskin. Continue west on College Ave approximately 2.7 miles to US Hwy 41. Turn right (north) onto US Hwy 41 and continue about 0.5 miles. Turn left onto Shell Point Rd and continue approximately 0.8 miles to the Shell Cove community on the right. Turn into the community and follow Olive Conch St to the property.

MLS Listing ID: 
StellarMLS TB8511817
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Ruskin
Address: 
440 OLIVE CONCH STREET, Ruskin, FL 33570, US
County: 
Hillsborough
Community Information
Elementary: 
Ruskin-HB
Middle: 
Shields-HB
High: 
Lennard-HB
Subdivision: 
SHELL COVE PH 1
Association Fee: 
$8
Building Details
Details about the building on a property.
Year Built: 
2020
New Construction: 
1
Living Area: 
2,522
Interior: 
Crown Molding, Stone Counters, Walk-In Closet(s)
Construction
Construction Materials: 
Block, Brick
Foundation Details: 
Slab
Roof: 
Shingle
Exterior Features: 
Irrigation System
Room Details
Details about the rooms in the building.
Total Rooms: 
6
Total Bedrooms: 
5
Total Bathrooms: 
3
Total Full-Bathrooms: 
3
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.11
Lot Size (Area): 
5,000
Waterfront: 
1
Water Body Category: 
Pond
Public Record
Parcel Number: 
U063219C0700000000386.0
Annual Tax: 
$7,026.00
Property Zoning: 
PD
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
5/23/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Charles Delarosa
Listing Office Name: 
FLORIDA'S 1ST CHOICE RLTY LLC