9 HARBOR COVE STREET W | Safety Harbor

$525,000 | 3 Beds | 2 Baths (2 Full) | 1,781 Sq. Ft.

Virtually Staged. Welcome to a home where thoughtful design, generous proportions, and distinctive finishes come together beautifully. This 3-bedroom, 2-bath, 2-car garage block home offers 1,781 square feet of stylish living space on a spacious 60' x 100' lot in an X flood zone. From the moment you enter, the home’s character is apparent, with NEW waterproof luxury vinyl plank flooring, plantation shutters, crown molding, recessed lighting, and a skylight that fills the main living area with natural light. At the heart of the home is an impressive chef-inspired kitchen anchored by an oversized 9' x 5' Cambria quartz island—an exceptional centerpiece for entertaining, casual dining, and everyday living. Custom cabinetry extends to the ceiling with elegant crown molding, while a copper farmhouse sink, stainless steel appliances, and an industrial-style chandelier with Edison filament bulbs add warmth and personality to the space. The expansive 20' x 15' primary bedroom creates a true owner’s retreat and is complemented by an extraordinary 10' x 10' custom closet featuring wood built-ins and an integrated desk area. The ensuite bath continues the elevated aesthetic with a freestanding pedestal soaking tub, separate tiled shower, dual sinks, statement ironwork lighting, and wood-look ceramic tile flooring. The secondary bath has also been thoughtfully updated with a tiled tub/shower combination, upgraded sink, and distinctive lighting. Beyond the interiors, the fenced backyard has been designed for relaxed Florida living and entertaining, featuring a travertine patio, pergola, fresh sod, irrigation, additional paved areas, and a steel storage shed. Hurricane-impact windows and doors provide an added layer of protection, while major improvements include a 2015 roof, HVAC, garage door, irrigation system, remodel/addition and exterior updates, along with 2022 plumbing improvements and a newer water heater. Newer stucco further enhances the home's exterior presentation. With a two-car garage, substantial upgrades, inviting outdoor spaces, and a floor plan that offers both comfort and style, this home delivers a refreshing alternative to the ordinary—beautifully updated, wonderfully livable, and ready for its next chapter. You are just a three -minute stroll to the scenic Folly Farm Nature Preserve and minutes from downtown Safety Harbor’s famous marina, vibrant dining, and boutique shops. Do not miss the chance to own this turnkey masterpiece—schedule your private showing today! StellarMLS TB8544817

Directions to property: northwest on I-275 N, take exit 30 for FL-686 W/Roosevelt Blvd, merge onto Roosevelt Blvd, continue onto Main St, turn left onto 7th St S, turn right onto 3rd Ave S, continue onto 4th Ave S, turn left onto Philippe Pkwy, turn right onto Harbor Cove St. Arrive at 9 Harbor Cove St.

MLS Listing ID: 
StellarMLS TB8544817
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Single Family Residence
Primary Market Area: 
Safety Harbor
Address: 
9 HARBOR COVE STREET W, Safety Harbor, FL 34695, US
County: 
Pinellas
Community Information
Elementary: 
Safety Harbor Elementary-PN
Middle: 
Safety Harbor Middle-PN
High: 
Countryside High-PN
Subdivision: 
HARBOR OAKS ESTAATES
Building Details
Details about the building on a property.
Architectural Style: 
Florida
Year Built: 
1981
New Construction: 
0
Living Area: 
1,781
Interior: 
Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Skylight(s), Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
Construction
Construction Materials: 
Block, Stucco
Roof: 
Shingle
Exterior Features: 
Sidewalk
Porch: 
Deck, Rear Porch
Room Details
Details about the rooms in the building.
Total Rooms: 
4
Total Bedrooms: 
3
Total Bathrooms: 
2
Total Full-Bathrooms: 
2
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.15
Lot Size (Area): 
6,500
Lot Size (Dimensions): 
60 x 100
View: 
City, Trees/Woods
Waterfront: 
0
Lot Features
Parking Type: 
Driveway, Garage Door Opener, On Street
Fence: 
Wood
Public Record
Parcel Number: 
042916362750030120
Annual Tax: 
$7,317.21
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
9/3/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Debbie Heston
Listing Office Name: 
KELLER WILLIAMS ST PETE REALTY