9870 INDIAN KEY TRAIL, 64 | Seminole

$345,000 | 3 Beds | 3 Baths (3 Full) | 1,749 Sq. Ft.

WATERFRONT VALUE-ADD OPPORTUNITY — This spacious 3-bedroom, 3-bath waterfront townhome offers nearly 2,000 sq. ft. of living space, tranquil water views, multiple screened balconies and decks, and a setting that feels like a private coastal retreat — offered AS-IS and Priced for Condition. Here's what makes this one worth a serious look: the capital-intensive work is already behind you. The kitchen was remodeled in 2020 with granite countertops, custom tile backsplash, stainless steel appliances, abundant cabinetry, a breakfast bar, and a walk-in pantry. The A/C system was installed in 2018 and the water heater in 2019. What remains is cosmetic — paint, flooring, finishes, and personal taste — the kind of scope a buyer controls on their own timeline and budget. Updated units in this community command meaningfully stronger pricing. That difference is left on the table here. Step inside to an open-concept living and dining area oriented to the waterfront views. Sliding glass doors extend the living space onto a private screened balcony overlooking the water — morning coffee, evening cocktails, outdoor dining, or simply watching the boats and wildlife go by. Upstairs, two generously sized primary-style suites each offer a private bath and flexible sitting or office space. The waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and an updated en-suite bath with granite finishes and a spacious tiled walk-in shower. Outdoor living is the defining feature, with three separate waterfront spaces extending from the ground floor, the main living level, and the primary bedroom. The sparkling community pool is only steps away, yet the home maintains a peaceful and private waterfront atmosphere. Ideally located just minutes from the Gulf beaches, parks, boat ramps, restaurants, shopping, and everything the surrounding beach communities have to offer, Tara Cay combines the freedom of waterfront living with the ease of a low-maintenance townhome lifestyle. Three levels of waterfront enjoyment, boating access, beautiful updates, and Florida living from sunrise to sunset—this is the coastal lifestyle you've been waiting for. The systems that typically consume a renovation budget are already handled. Offered AS_IS and priced for condition, with the upside left on the table for the next owner. Investors and renovation-minded buyers are encouraged to run their numbers and take a hard look. Cash offers preferred; proof of funds required with all offers. Seller is positioned to close quickly and cleanly — no repair negotiations, no appraisal contingency to manage . StellarMLS TB8542207

Directions to property: West on 102nd Ave N. South (right) on Hamlin Blvd. Right on Seminole Trail into Tara Cay. Left on Indian Key Trail. Home is on your right.

MLS Listing ID: 
StellarMLS TB8542207
Basic Property Information
Fields containing basic information about the property.
Property Type: 
Residential
Property Sub Type: 
Townhouse
Primary Market Area: 
Seminole
Address: 
9870 INDIAN KEY TRAIL, 64, Seminole, FL 33776, US
County: 
Pinellas
Community Information
Subdivision: 
TARA CAY SOUND SOUTH
Association Fee: 
$422
Building Details
Details about the building on a property.
Year Built: 
1994
New Construction: 
0
Living Area: 
1,749
Interior: 
Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Construction
Construction Materials: 
Vinyl Siding, Wood Frame
Foundation Details: 
Slab
Roof: 
Shingle
Exterior Features: 
Lighting, Other, Sidewalk
Porch: 
Deck, Enclosed, Patio, Porch, Screened
Room Details
Details about the rooms in the building.
Total Rooms: 
3
Total Bedrooms: 
3
Total Bathrooms: 
3
Total Full-Bathrooms: 
3
Total Half-Bathrooms: 
0
Utilities
Information about utilities available on the property.
Heating System: 
Central, Electric
Cooling System: 
Central Air
Water Source: 
Public
Sewer: 
Public Sewer
Lot/Land Details
Details about the lots and land features included on the property.
Acres: 
0.03
Lot Size (Area): 
1,381
Waterfront: 
1
Water Body Category: 
Canal
Lot Features
Parking Type: 
Assigned, Driveway, Garage Door Opener, Ground Level, Guest, Open, Tandem, Workshop in Garage
Pool: 
In Ground
Public Record
Parcel Number: 
193015897730000640
Annual Tax: 
$5,803.70
Property Zoning: 
RPD-10
Listing Dates
Dates involved in the transaction.
Listing Entry Date/Time: 
8/25/2026
Listing Participants
Participants (agents, offices, etc.) in the transaction.
Listing Agent Name: 
Adrienne Dauses
Listing Office Name: 
SMITH & ASSOCIATES REAL ESTATE